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Senior Product Manager - Cards Payments Optimization

Lead card payments strategy, drive optimizations, collaborate with partners, analyze trends, and experiment for improvements without mentioning experience or salary.

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Full-time
Mid-Senior
On-Site

Lead card payments strategy, drive optimizations, collaborate with partners, analyze trends, and experiment for improvements without mentioning experience or salary.

Fintech
SaaS

Salary Not Specified

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dLocal

HQ:
Montevideo, Uruguay
Fintech
SaaS
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dLocal is a payments platform that enables global companies to accept local payment methods and send cross-border payouts across emerging markets.

501 - 1000 employees
IPO / Public

dLocal

has

6

open

product

roles

Senior Product Manager - Cards Payments Optimization
Madrid (Remote), Spain
Senior Product Manager – BNPL & Credit Products
Madrid (remote), Spain
Technical Product Manager - AI Core Team
Madrid (remote), Spain
Sr Data Product Manager
Madrid, Spain
Senior Product Manager in Brazil (Remote)
Brazil (Remote), Brazil
Senior Product Manager – Crypto Treasury Solutions
Barcelona (Remote), Spain
Company Profile
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Job Description

What will I be doing?
  • Own the vision, strategy, and roadmap for card payments optimization, with a focus on increasing approval rates and transaction success.
  • Launch and scale high-impact card payment features such as network tokenization, account updater, optimized routing, and advanced retry logic.
  • Partner with card networks (Visa, Mastercard, etc.) and acquirers to leverage the latest capabilities and best practices.
  • Collaborate with engineering, data, and merchant-facing teams to design and implement optimizations.
  • Conduct in-depth analysis of approval and decline patterns to uncover opportunities for improvement.
  • Work closely with merchants to align on optimization strategies and tailor solutions to their markets and business models.
  • Design experiments, A/B tests, and rollout plans to validate performance improvements before scaling.
  • Monitor competitive trends and regulatory changes impacting card payments in emerging markets.

    • What skills do I need?
  • 7+ years of product management experience in payments, fintech, or related fields.
  • Deep understanding of card payment flows, including authorization, settlement, and network capabilities.
  • Track record of delivering measurable improvements in card payment performance.
  • Strong analytical skills with experience using data tools (e.g., SQL, BI platforms) to drive decisions.
  • Excellent relationship management skills with external partners such as card networks and acquirers.
  • Proven ability to prioritize and deliver high-impact product changes in fast-paced environments.
    • Apply Now
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