- [/] - Products - Solutions - Resources - Customers [/customers] - Pricing [/pricing] - Sign in [https://dashboard.brex.com/] - See a demo [/book-a-demo] - Get started [/signup] - - [/] - Get started [/signup] Careers [/careers/#jobsBoard] Senior Product Manager, Underwriting SENIOR PRODUCT MANAGER, UNDERWRITING NEW YORK, NEW YORK, UNITED STATES; SAN FRANCISCO, CALIFORNIA, UNITED STATES; SEATTLE, WASHINGTON, UNITED STATES Why join us Brex is the AI-powered spend platform. We help companies spend with confidence with integrated corporate cards, banking, and global payments, plus intuitive software for travel and expenses. Tens of thousands of companies from startups to enterprises — including DoorDash, Flexport, and Compass — use Brex to proactively control spend, reduce costs, and increase efficiency on a global scale. Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career. Product at Brex Product at Brex means building for impact, speed, and scale. We identify high-leverage opportunities, align cross-functional teams, and ship products that solve real business problems. Ownership starts from day one — you’ll set strategy, make decisions, and be accountable for results. It’s a place for product leaders who want to build boldly and grow fast. What you’ll do As a Senior Product Manager at Brex, you will be the owner of the end-to-end experience for creating and updating credit limits for all Brex customers. Your primary goal will be to build and optimize systems that correctly assess risk for new customers, enabling successful underwriting within a reasonable timeframe. You will also be responsible for ensuring that customers' credit limits are sufficient to meet their spending needs, both at the time of onboarding and as their companies evolve and grow on the Brex platform. Furthermore, you will strive to maintain the stability of customer credit limits over time, minimizing the need for frequent manual interventions. This role requires close collaboration with cross-functional teams to deliver a seamless and efficient underwriting experience that directly impacts our customers' core Brex experience. You will work closely with cross-functional teams and other Product Managers across the organization, based in San Francisco, New York, Seattle, Vancouver, Brazil, and remote locations. Where you’ll work This role will be based in either our San Francisco, Seattle or New York City office. You must be willing to work in the office at least 2 days per week on Wednesday and Thursday. Employees will be able to work remotely for up to 4 weeks per year, for a minimum of one week at a time. Responsibilities - Own and lead the strategy and roadmap for the credit limit lifecycle across all Brex products and services, from initial underwriting to ongoing limit management. - Build a deep understanding of the risk assessment process and identify opportunities to optimize underwriting speed and accuracy while maintaining appropriate risk levels. - Define and launch new products and features focused on improving the customer experience of receiving and managing their credit limits, including automation and proactive limit adjustments. - Collaborate effectively with a cross-functional team including Engineering, Data Science, Risk, Operations, and partner with other Product Managers to ensure a cohesive and efficient credit limit experience. - Set clear goals and metrics for underwriting efficiency, customer satisfaction with credit limits, and the stability of credit lines, and be accountable for achieving them. - Work closely with Data Science and Risk teams to leverage data and models to enhance the underwriting process and proactively identify and address potential limit sufficiency issues. - Partner with relevant teams to ensure the credit limit experience scales effectively as Brex's customer base grows and evolves. Requirements - Relevant experience: 5+ years of experience in product management or management consulting, ideally with direct responsibility for or experience scaling risk, credit, or underwriting products and systems. - Analytical sense: You demonstrate a strong aptitude for and actively use data to inform your decision-making. Experience with analyzing risk-related data is highly preferred, and basic SQL proficiency is strongly preferred. - Communication: You have proven experience working and communicating effectively with senior leaders and executives, and influencing stakeholders across departments and functions, including Engineering, Data Science, Risk, Operations, and more. You excel at building trust and working relationships. - Systems-thinker: You are a systems thinker, capable of thinking holistically across product, technical, and risk systems to identify bottlenecks and opportunities for improving the efficiency, accuracy, and customer experience of the underwriting and credit limit management processes. Compensation The expected salary range for this role is $184,000 - $230,000. However, the starting base pay will depend on a number of factors including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package. Please be aware, job-seekers may be at risk of targeting by malicious actors looking for personal data. Brex recruiters will only reach out via LinkedIn or email with abrex.com [http://brex.com/]domain. Any outreach claiming to be from Brex via other sources should be ignored. [https://px.ads.linkedin.com/collect/?pid=2018300&fmt=gif] \* .css-1c7mhii{display:block;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0;gap:0;-webkit-mask-image:initial;}@media(max-width: 1023px){.css-1c7mhii{display:block;gap:0;-webkit-mask-image:initial;}}@media(max-width: 766px){.css-1c7mhii{display:block;gap:0;-webkit-mask-image:initial;}} - [/] PRODUCT - .css-1lze3xz{display:block;padding-top:8px;padding-right:0;padding-bottom:0;padding-left:0;gap:0;-webkit-mask-image:initial;}@media(max-width: 1023px){.css-1lze3xz{display:block;gap:0;-webkit-mask-image:initial;}}@media(max-width: 766px){.css-1lze3xz{display:block;gap:0;-webkit-mask-image:initial;}} - Corporate card [/product/credit-card] - Business banking [/product/business-account] - Expense management [/product/expense-management] - Accounting automation [/platform/accounting-automation] - Bill pay [/product/bill-pay] - Travel [/product/travel-expense-management] - Startups [/solutions/startups] - .css-10flo27{display:block;padding-top:8px;padding-right:0;padding-bottom:32px;padding-left:0;gap:0;-webkit-mask-image:initial;}@media(max-width: 1023px){.css-10flo27{display:block;gap:0;-webkit-mask-image:initial;}}@media(max-width: 766px){.css-10flo27{display:block;gap:0;-webkit-mask-image:initial;}} - Release notes [/product-announcements] PLATFORM - Brex AI [/platform/brex-ai] - Global ready [/product/global] - Native integrations [/product/integrations] - Live Budgets [/platform/budgets] - Reporting [/platform/reporting] - Mobile app [/product/mobile] - API [/product/api] COMPANY - About Brex [/about] - Careers [/careers] - Contact [/contact-us] - Partner portal [/partners] - Press [/journal/press] - Security [/trust] RESOURCES - Customer Hub [/customer-hub] - Help center [/support] - Resource center & blog [/resources] - Spend trends [/spend-trends] - Accounting services [https://partners.brex.com/directory/] - Status [https://status.brex.com] - Implementation services [/professional-services] - Legal [/legal/platform-agreement] - Privacy [https://privacy.brex.com/] - Cookie preferences - [https://www.facebook.com/BrexHQ/] [https://www.youtube.com/channel/UCQQB8ThG8aBLvp50R0OcscA/] [https://www.instagram.com/brexhq/] [https://www.linkedin.com/company/brexhq/] [https://twitter.com/brexHQ/] - [https://apps.apple.com/us/app/brex/id1472905508] [https://play.google.com/store/apps/details?id=com.brex.mobile&hl=en] Brex Inc. | 650 S 500W Suite 300 | Salt Lake City, UT 84101 Brex is a financial technology company, not a bank. The Brex business account consists of Checking, a commercial checking account provided by Column N.A., Member FDIC [https://www.fdic.gov/about/what-we-do], and Treasury and Vault, cash management services provided by Brex Treasury LLC, Member FINRA [https://brokercheck.finra.org/]/SIPC [https://www.sipc.org/]. Securities are offered through Brex Treasury LLC. Funds in Treasury are not FDIC-insured. Funds in Vault at program banks [/legal/brex-cash-partner-banks] are eligible for FDIC [https://www.fdic.gov/about/what-we-do] insurance. Funds are not FDIC-insured until they arrive at program banks. Conditions apply. Investing in securities involves risk and loss of money. Yield and return are variable and fluctuate. Past performance is not a guarantee of future results. This is not an offer to, or implied offer, or a solicitation to, buy or sell any securities. Brex Treasury LLC does not provide legal, tax, or investment advice. The latest statement of financial condition for Brex Treasury LLC is available here [/statement-of-financial-condition]. The Brex Mastercard® Corporate Credit Card is issued by Emigrant Bank or Fifth Third Bank N.A, pursuant to licenses by Mastercard International Inc., or Airwallex (Netherlands) B.V. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc. The Brex Commercial Card is issued by Sutton Bank, pursuant to a license from Visa® U.S.A. Inc. Valid only in the US. Card can be used where Visa® debit cards are accepted. No ATM access. All loans are subject to approval, including underwriting, credit, and collateral approval, as well as availability restrictions. Nothing herein should be construed as a commitment to lend. Certain payment services are provided by Brex Payments LLC, a licensed money transmitter [/legal/state-disclosures] (NMLS #2035354). Some Brex products have associated fees. Plans start at $0 per user, per month, and more advanced features are available for $12 per user, per month.